The testimonials on Margetts Wealth’s website indicate the importance the firm places on long-term relationships. ‘Having been with Margetts for several years, there is a clear understanding of what service means,’ reads one. Similarly, a local accountant waxes lyrical about a decade of referring clients to Margetts, praising them for being a steady hand rather than a ‘reactive’ adviser.

The Birmingham-based firm has now been in operation for more than 30 years and currently resides in a landmark spot on St Paul’s Square. Managing director Kevin Smith has instilled a focus on financial planning, built upon four main principles. These are establishing the client’s goals, achieving efficiencies through multiple savings boxes, diversification, and long-term discipline and perspective.

Margetts has a varied client base, working with private clients and business owners. It also caters to family wealth, offering comprehensive inheritance and capital gains strategies, and utilising estate planning expertise.